Real Estate Analyst - Irvine, CA
Company: Zions Bancorporation
Location: Irvine
Posted on: January 26, 2023
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Job Description:
Associates at California Bank & Trust work in a
relationship-centered culture where they are provided with the
tools, training, and opportunities to build the best possible
relationships with our clients and with each other. Our workplace
culture values each associate's unique experiences, background and
perspectives and provides a collaborative environment for all
employees to grow and thrive. As a premier California-focused
financial services company dedicated to serving its communities,
families, and businesses (small, mid-sized and large), CB&T has
been active for 70 years and has more than 80 full-service branch
offices across the state. This dedication has helped the bank earn
recognition as a perennial powerhouse in yearly voting for "Best
Bank" and "Best Commercial Bank" from the readers of San Diego
Union-Tribune and Orange County Register. Additionally, as a
division of Zions Bancorporation, the bank has collected multiple
Greenwich Excellence Awards for "Overall Client Satisfaction" in
Small Business & Middle Market Excellence Awards. We are looking
for a seasoned Real Estate Analyst in Irvine, CA. This role focuses
on conducting industry research, credit investigation, and analyses
related to residential and commercial real estate loans. The ideal
candidate will have the experience necessary to: Performs cash flow
and tax return analysis. Monitors ongoing compliance with financial
covenants and initiates appropriate remedies for non-compliance.
Assists with loan portfolio reporting and preparation of credit
presentations according to bank's policy and guidelines. Conducts
industry research, credit investigations and analyses. Analyzes
financial statements and related material to determine financial
conditions and trends. Prepares summaries, presents facts, and
offers opinions concerning creditworthiness. Provides credit
information and references for customers, loan officers, or other
agencies as requested. Ensures that all credit files include proper
documentation including current financial statements, agency
reports, etc. Maintains control over current accounts, noting
payment progress, watching for any developing problems, and keeping
loan officers informed. Writes credit memorandums. May accompany
lenders on business calls and conduct industry research.
Qualifications: Typically requires a bachelor's degree and 1 year
of directly related experience. Experience in accounting and
finance.Limited use and/or application of basic real estate credit
and lending principles, theories, and concepts. Basic knowledge of
financial and spread analysis and credit/lending procedures for
basic real estate loans. Proficient in Microsoft Office, Word and
Excel. Benefits: Medical, Dental and Vision Insurance - START DAY
ONE! Life and Disability Insurance, Paid Parental Leave and
Adoption Assistance Health Savings (HSA), Flexible Spending (FSA)
and dependent care accountsPaid Training, Paid Time Off (PTO) and
11 Paid Federal Holidays, and any applicable state holidays401(k)
plan with company match, Profit Sharing, competitive compensation
in line with work experience Mental health benefits including
coaching and therapy sessionsTuition Reimbursement for qualifying
employees enrolled in an accredited degree program related to the
needs of the business, maximum of $5,250 per calendar year,
employees are eligible for the program upon hireEmployee Ambassador
preferred banking products This position is eligible to earn a base
salary in the range of $49,000 to $71,000 annually depending on
job-related factors such as level of experience
Keywords: Zions Bancorporation, Irvine , Real Estate Analyst - Irvine, CA, Professions , Irvine, California
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