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Underwriter

Company: Loanpal
Location: Irvine
Posted on: May 19, 2019

Job Description:

About the Company

Loanpal is a growing group of dynamic and talented people with one collective goal - to deliver an exceptional lending experience for every customer. That goal remains ever more important to us today, as we continue to expand and evolve. We've created a lending process that leverages incredible technology that's fast, friendly and simple to understand. By doing so, we ensure customer clarity, control and confidence every step of the way and the remarkable results of these efforts are evident in the lasting relationships we've built with our customers and business partners.

Now, we're growing as a company to become the first World-Positive, Green Lender that provides friendly financing options for those who dream of living a more sustainable lifestyle and want to save money using modem technology. We launched our tech-enabled lending platform for residential solar and battery storage in 2018 and will quickly be launching additional lending platforms that support hundreds of clean energy products that will help our customers reduce their carbon footprint.

We also work closely with our nonprofit foundation - GivePower - who is committed to extending the environmental and social benefits of clean, renewable energy across the world. GivePower uses solar energy and storage technologies to deliver the most essential community services to the developing world. GivePower has helped power some of the economically poorest countries, including communities across more than a dozen countries in Africa, Asia, and Latin America.

The Role


  • Review and evaluate borrower profile including all income documentation, tax returns, credit reports, preliminary report, judgments, bankruptcy documents and appraisals.
  • Analyze and calculate Income Documentation such as personal and business income statements; ensure all necessary documentation is requested to support final loan decisions.
  • Exercise good judgment, conduct reasonableness tests and issue quality decisions
  • Determine accuracy and completeness of files; ensure consistent processes
  • Demonstrate proficiency in automated underwriting systems
  • Maintain established service level standard of decisions within a 48-hour timeframe
  • Communicate regularly with sales team, processing department and management

    Learn more about our perks and culture:

    • Competitive pay
    • Comprehensive benefits package
    • Premier training programs. We invest in your professional development.


      Additional Information Regarding Job Duties and Job Descriptions:

      Job duties include additional responsibilities as assigned by one's supervisor or other managers related to the position/department. This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. The Company reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. The Company shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.



      If you are an extraordinary professional who thrives in a collaborative work culture and values a rewarding career, then we want to work with you! Apply today!



      • GD


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Keywords: Loanpal, Irvine , Underwriter, Other , Irvine, California

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