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Writer

Company: American Advisors Group
Location: Irvine
Posted on: May 3, 2021

Job Description:

AAG, is the nations leading reverse mortgage lender. The company is dedicated to giving seniors a better financial outcome in retirement through the responsible use of home equity. In addition to federally-insured Home Equity Conversion (Reverse) Mortgages, AAG offers a full suite of senior home equity solutions, including traditional and proprietary mortgages and real estate services. AAG has more than 1,300 employees and a national operating footprint with offices in California, Arizona, Texas, Georgia and New York.

AAG operates by core values of Caring, Driven and Ethical and has been ranked an Orange County Top Workplace every year since 2013. Through the AAG Foundation, the company provides support to AAG employees in need, seniors in the community, and victims of human trafficking, and encourages employee participation in AAG Foundation events through its volunteer-time-off program. Through the AAG Foundation and AAGs official employee engagement program, #ProjectInspire, employees are given a sense of higher purpose which both inspires and invigorates the workforce.

We reward hard work, promote from within and offer excellent training and career development. If this sounds like a company you are interested in joining, please review the job description below.


  • Responsible for underwriting files and establishing conditions to meet FHA and AAG guidelines.
  • Ability to make timely, accurate decisions on all FHA transactions
  • Evaluate risk and ensure quality of each loan
  • Communicate requirements and/or decisions on all loan files
  • Responsible for reviewing all areas of the mortgage loan to ensure accuracy, completeness and compliance with internal and regulatory guidelines, including but not limited to Application, Title, Appraisal, Assets, Credit, Condominium information, and income.
  • Responsible for clear and concise communication to appropriate parties including but not limited to the processing department on items needed to prepare a loan for closing and FHA insuring.
  • Partners with processing to close loans in a timely in efficient manner
  • Performs other related duties as assigned.
  • Adheres to service level agreements and prioritizes workflow
  • Maintain quality control standards while maintaining production standards by company's definition
  • Assist in identifying, recommending and/or negotiating alternative loan documentation requirements

  • Two to three years of experience within the Mortgage Lending industry.
  • Must possess their DE Certification and have a valid CHUMS Number
  • Strong credit, risk analysis, and analytical skills
  • Be able to examine loan documentation for accuracy and completeness
  • Computer literate with the ability to learn new software applications.
  • Working knowledge of federal and state regulations and requirements with emphasis on MDA, TILA, HUD and RESPA reform. FHA knowledge a plus.
  • Understands the loan flow process from application to closing including file structure and loan documentation requirements.
  • Professional verbal and written communication skills plus proper telephone protocol.
  • Visibility of work requires attention to detail, excellent organizational and interpersonal skills.
  • Tactfulness and proven ability to handled sensitive and confidential situations.
  • Ability to work well with a wide range of people, work well under pressure and on deadlines, and adapt to changing situations on a daily basis
  • Function independently and as a team player that collaborates with others and maintains a positive and proactive attitude
  • Ability to use creative thinking to find solutions to problems
  • High level of integrity and trust
  • Team-player with selfless attitude
  • Precise attention to detail
  • Professional Demeanor and attire
  • Ability to meet and exceed service level agreements
  • Ability to work in a fast pace environment while under pressure
  • Excellent interpersonal and problem-solving skills
  • Possess strong analytical skills and organization skills
  • Competent risk-assessment skills
  • Creative problem-solving and conflict resolution skills
  • Attention to detail; multi-tasking skills; excellent time-management skills
  • Ability to work independently with minimal supervision
  • Flexibility and adaptability in a fluid and rapidly changing environment
  • Willingness to do more than basic job requirements as needed
  • Ability to identify fraud and layered risk
  • Familiar with HUD underwriting guidelines and documentation, mortgage legal documentation, 3rd party risk assessment products and Federal/ State/Local compliance regulations

This position requires a flexible work schedule, availability of overtime during surges in workload, strong organizational skill and coordination skills, ability to work independently, quick learner, team player, proactive, goal-oriented, excellent communication, strong writing and analytical skills, and advanced computer skills.

This job description does not list all the duties of the job. You may be asked to perform other duties as needed. You will be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time, for any reason.

Keywords: American Advisors Group, Irvine , Writer, Other , Irvine, California

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