IrvineRecruiter Since 2001
the smart solution for Irvine jobs

Non-Qm Underwriter

Company: JBA International
Location: Irvine
Posted on: February 23, 2021

Job Description:

--
Non-QM Underwriter
Irvine, CA, US
Duties:

  • Analyze credit, income and debt to determine program eligibility;
  • Must be able to analyze personal and corporate tax returns, self-employment income to include but not be limited to profit and loss statements and balance sheets;
  • Sufficient working knowledge of debt ratios and loan-to-values;
  • Analyze supporting credit document such as bankruptcy papers, judgment and collection information, divorce papers and child support agreements;
  • Issue loan approval with necessary conditions to processor or mortgage broker;
  • Call out to loan officer or mortgage broker any Suspense or Declined loans, and discuss alternatives;
  • Ensure that safe and sound underwriting guidelines are maintained;
  • Adverse Action notifications.
  • Work with loan officers, mortgage brokers and support staff to coordinate a timely close;
  • Utilize third party vendors to support underwriting decisions (Fraud Guard, Interthinx, Early Check, CAIVRS, LDP/GSA, etc.);
  • Responsible for the Final AUS, 1008, LT and/or 1003;
  • Responsible for the review and approval of submitted loan conditions;
  • Provide income worksheet and adherence to company guidelines and overlays;
  • Review and approve all legal documentation (purchase contract if applicable), Title reports and Escrow Instructions.Qualifications:
    This position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions. To perform the job successfully, an individual should demonstrate the following competencies:
    • Professionalism: Approaches others in a tactful and respectful manner; and reacts well while under pressure. Accepts responsibility for own actions and follows through on commitments;
    • Has strong time management, organizational and negotiation skills;
    • Customer Service: Responds promptly to customer needs and manages difficult and/or emotional customer situations;
    • Team Work: Supports the organization's goals and values, gives and welcomes feedback and contributes to building a positive team spirit;
    • Ethics: Works with integrity, treats people with respect, and inspires the trust of others.
    • Has strong Oral and Written Communication skills: Listens and receives clarification; able to read and interpret written information;
    • Quality Management: Demonstrates accuracy and is thorough, while monitoring own work to ensure quality; and applies feedback to improve performance.
    • Adaptability: Adapts to changes in the work environment and is able to deal with the frequent changes, delays, and/or unexpected events;
    • Dependability: Follows instruction, responds to management direction, keeps commitments, and takes responsibility for own actions;
    • Initiative: Takes independent action and looks for and takes advantage of opportunities, and has the ability to set priorities;
    • Judgment: Displays a willingness to make timely decisions; while exhibiting sound and accurate judgment. Supports and explains reasoning for decisions and includes appropriate staff in the decision-making process.
      --

Keywords: JBA International, Irvine , Non-Qm Underwriter, Other , Irvine, California

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


Space Systems - Principal Systems Engineer - Unit Integration Lead - Active TS/SCI required
Description: Would you like to be part of the new space movement Are you a rock star engineer Do you have the leadership gene Raytheon Intelligence Space is the place for you. In the last few years you might (more...)
Company: RTX
Location: San Gabriel
Posted on: 03/5/2021

Set Your Own Schedule - Shop and Deliver Groceries
Description: Shipt is a membership-based marketplace that helps people get the things they need, like fresh produce and household essentials, from stores they trust. Help people save time and have fun while you're (more...)
Company: Shipt
Location: San Gabriel
Posted on: 03/5/2021

Shopper - Flexible schedule, up to $22 an hour
Description: Shipt is a membership-based marketplace that helps people get the things they need, like fresh produce and household essentials, from stores they trust. Help people save time and have fun while you're (more...)
Company: Shipt
Location: Santee
Posted on: 03/5/2021


Make Up To $20/Hour - Deliver With Postmates
Description: Postmates has the largest
Company: Postmates
Location: Yucaipa
Posted on: 03/5/2021

Soothe: Licensed Hairstylist
Description: Los Angeles, CA Join the top rated on-demand wellness platform in the world Soothe connects massage therapists and estheticians directly to clients via our app, making the wellness industry more accessible (more...)
Company: Soothe
Location: San Gabriel
Posted on: 03/5/2021

Hair Stylist - Mount San Jacinto Plaza
Description: StylistAt Great Clips, we know that stylists like you are most happy when they're cutting hair, so at a Great Clips salon, that's exactly what you get to do Want to be the best stylist
Company: Great Clips
Location: Yucaipa
Posted on: 03/5/2021

Shopper - grocery pros wanted for up to $22 an hour
Description: Shipt is a membership-based marketplace that helps people get the things they need, like fresh produce and household essentials, from stores they trust. Help people save time and have fun while you're (more...)
Company: Shipt
Location: Yucaipa
Posted on: 03/5/2021

Account Executive
Description: At A Glance ul Full-time Account Executive role ideal for self-motivated sales professionals who enjoy being on the go.Opportunity for career mobility and growth for individuals who have a passion to (more...)
Company: SPECTRUM
Location: Santee
Posted on: 03/5/2021

Set Your Own Schedule - Shop and Deliver Groceries
Description: Shipt is a membership-based marketplace that helps people get the things they need, like fresh produce and household essentials, from stores they trust. Help people save time and have fun while you're (more...)
Company: Shipt
Location: Yucaipa
Posted on: 03/5/2021

*Clerk Typist - Wildwood Elementary School
Description: Date Posted: 2/17/2021 Application Deadline:
Company: Yucaipa-Calimesa Jt. Unified
Location: Yucaipa
Posted on: 03/5/2021

Log In or Create An Account

Get the latest California jobs by following @recnetCA on Twitter!

Irvine RSS job feeds