Business Development Officer RB (LO)

Company: Wells Fargo
Location: Irvine
Posted on: February 15, 2020

Job Description:

Job DescriptionImportant Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message.? In order to receive text message invitations, your profile must include a mobile phone number designated as ?Personal Cell? or ?Cellular? in the contact information of your application.At Wells Fargo, we want to satisfy our customers? financial needs and help them succeed financially. We?re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you?ll feel valued and inspired to contribute your unique skills and experience.Consumer Banking is an industry leader in supporting homeowners and consumers, in addition to operating one of the most extensive banking franchises in the country. We serve mass market, affluent, and small business customers; as well as provide home and personal lending. Our focus is on delivering an exceptional experience for our customers through financial advice and guidance coupled with providing the products and services that will help them realize their financial hopes and dreams.? We?ve built our team of top professionals by rewarding their accomplishments and ensuring they have what's needed to succeed.The Regional Business Relationship Management (RBRM) teams work from a centralized environment and provides customer relationship management through convenience channels such as phone and email. The Regional Business Relationship Manager effectively on boards, manages and grows profitable account relationships with business customers that have annual gross sales up to $5MM. Ensures the overall success & growth of an assigned portfolio by deepening relationships of existing customers and managing risk. Continually partners with existing customers in order to fully understand their businesses, objectives, strategies, and challenges. Pro-actively assesses their financial needs for the purpose of formulating a business plan and delivering an effective variety of financial products and services in order to help the customer succeed financially. Understands, supports, and may perform effective financial analysis in the areas of credit, cash flow, and collateral. Effectively partners with other Bankers and lines of business to deliver the full complement of Wells Fargo products and services. May structure and complete straight forward secured and unsecured business loans with an aggregate exposure of up to $1MM.This LO position has customer contact and job duties which may include needs assessing and referring those customers interested in a dwelling secured product to a SAFE team member. This position includes assisting customers without taking an application and without offering or negotiating terms of a dwelling secured transaction. Individuals in a LO position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.Required Qualifications2+ years of business experienceDesired QualificationsExperience prospecting, offering products and services, and referringExcellent verbal, written, and interpersonal communication skillsExperience building and maintaining relationships with prospects, referral sources, and colleaguesExcellent customer service skillsA BS/BA degree or higherExtensive knowledge and understanding of financial services businessStrong networking ability with business partnersIntermediate Microsoft Office skillsAbility to be proactive, innovative and creative in meeting customer and enterprise needsAbility to deliver dynamic presentations to business clientsJob ExpectationsIndividuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.Flexibility to adjust work schedule in accordance to the time zone for the market you are supportingAbility to travel up to 75% of the timeSalary InformationThe salary range displayed below is based on a Full-time 40 hour a week schedule.CA-Irvine: Min: $49,300 Mid: $68,500Street AddressCA-Irvine: 2030 Main St - Irvine, CADisclaimerAll offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.Relevant military experience is considered for veterans and transitioning service men and women.Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Keywords: Wells Fargo, Irvine , Business Development Officer RB (LO), Other , Irvine, California